Art by Okyu Derin Ersoy As lawmakers celebrate the sweeping reforms in the so-called “ Big Beautiful Bill, ” one provision is drawing quiet concern among educators, students, and policy analysts: changes to federal graduate student loan programs.  Grad PLUS  loans are federal loans that allow graduate and professional students to borrow up to the full cost of attendance, covering not just tuition but also housing, books, and other essential expenses. Unlike many private loans, they offer...